Discount Honda Odyssey insuranceAre you trying to find the cheapest Honda Odyssey insurance in Providence? Trying to find cheaper insurance for a new or used Honda Odyssey in Rhode Island could be a lot of work, but you can learn these tips and make it easy. There are both good and bad ways to shop for auto insurance and you need to know the best way to quote coverages for a Honda and locate the lowest possible price either online or from Providence insurance agents.

Most companies like State Farm, Allstate and GEICO allow you to get price estimates online. Getting quotes for Honda Odyssey insurance in Providence is pretty painless as you just type in your coverage preferences as detailed in the form. When complete, their quoting system collects your driving record and credit report and returns a price quote determined by many factors.

Quoting online for Honda Odyssey insurance in Providence makes comparing rates easy, and it's very important to compare as many rates as possible if you want to get the most affordable premium on car insurance.

To find out if lower rates are available, compare quotes from the companies shown below. To compare your current rates, we recommend that you enter your coverages identical to your current policy. This helps ensure you are getting an apples-to-apples comparison for exact coverage.

The following companies have been selected to offer comparison quotes in Rhode Island. If several companies are displayed, it's highly recommended you visit two to three different companies to find the most competitive auto insurance rates.

Honda Odyssey Insurance Rates in Providence, RI
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Odyssey LX $296 $508 $414 $24 $124 $1,366 $114
Odyssey EX $192 $332 $532 $32 $160 $1,248 $104
Odyssey EX W/Rear Entertainment $234 $544 $458 $28 $138 $1,402 $117
Odyssey EX-L $290 $502 $532 $32 $160 $1,516 $126
Odyssey EX-L W/Rear Entertainment $166 $384 $458 $28 $138 $1,174 $98
Odyssey EX-L W/Navigation $176 $360 $418 $24 $126 $1,104 $92
Odyssey Touring $378 $840 $528 $32 $158 $1,936 $161
Get Your Own Custom Quote Go

Prices above based on single female driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Rhode Island minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, claim-free, and multi-vehicle. Estimates do not factor in specific zip code location which can increase or decrease rates greatly.

Gender differences in auto insurance premiums

The illustration below shows the comparison of Honda Odyssey insurance prices for male and female drivers. The costs are based on no accidents or driving violations, comp and collision included, $250 deductibles, drivers are not married, and no discounts are applied.

Auto insurance agents can find coverage gaps

Some people would rather talk to a local agent and doing so can bring peace of mind Insurance agents can help you choose the best coverages and help you file claims. One of the benefits of comparing insurance online is the fact that you can find cheaper premium rates and still choose a local agent.

Find insurance agent in ProvidenceTo help locate an agent, after submitting this form (opens in new window), the coverage information gets sent to companies in Providence who want to provide quotes to get your business. It makes it easy because there is no need to even leave your home as quotes are delivered to you. If you want to get a price quote from one company in particular, you would need to visit that company's website and fill out the quote form the provide.

Finding the right provider requires more thought than just the bottom line cost. Any good agent in Providence should know the answers to these questions.

If you want to use a local Providence insurance agent, there are a couple of types of agencies and how they differ in how they can insure your vehicles. Agents in Providence can be categorized as either exclusive or independent (non-exclusive). Both can do a good job, but it's important to point out the difference in how they write coverage because it can factor into which agent you choose.

Exclusive Agents

Agents that choose to be exclusive work for only one company like State Farm, Allstate, or Farmers Insurance. Exclusive agents cannot compare other company's rates so you might not find the best rates. Exclusive agents are usually quite knowledgeable on their company's products which aids in selling service over price. Consumers often buy from the same agent for years partially due to the brand legacy and solid financial strength.

Below is a short list of exclusive insurance agents in Providence who may provide you with rate quotes.

View more agents

Independent Agencies or Brokers

Agents that elect to be independent are not employed by any specific company and that enables them to quote your coverage through many different insurance companies and find the cheapest insurance rates. If your premiums go up, your policy is moved internally which requires no work on your part.

When comparison shopping, you definitely need to include several independent insurance agents to get the most accurate price comparison. Many independent agencies also insure through companies that do not advertise much that can offer cheaper rates than bigger companies.

The following is a list of independent insurance agencies in Providence that are able to give price quote information.

View more agents

After you get acceptable answers to all your questions and a low price estimate, chances are good that you have found an insurance agent that can be relied on to adequately provide insurance. Keep in mind you can always cancel your coverage at any point so don't assume you are locked into any particular company for the entire policy term.